HR 7128Passed one chamberU.S. House · 119th Congress
TRIA Program Reauthorization Act of 2026
- Sponsor
- Rep. Mike Flood (R-NE-1) (R)
- Introduced
- 2026-01-16
- Latest action
- Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (2026-07-13)
How every member voted
Passed House
On motion to suspend the rules and pass the bill, as amended · House · Roll call #229 · 29-Jun-2026
373
Yea
15
Nay
43
Not voting
0
Present
Democrats
191 yea · 0 nay
Republicans
181 yea · 15 nay
Independents
1 yea · 0 nay
Voted Yea (373)
- Aaron Bean (R-FL)
- Abraham Hamadeh (R-AZ)
- Adam Smith (D-WA)
- Addison McDowell (R-NC)
- Adelita Grijalva (D-AZ)
- Adrian Smith (R-NE)
- Adriano Espaillat (D-NY)
- Al Green (D-TX)
- Alexandria Ocasio-Cortez (D-NY)
- Alma Adams (D-NC)
- Ami Bera (D-CA)
- Analilia Mejia (D-NJ)
- André Carson (D-IN)
- Andrea Salinas (D-OR)
- Andrew Garbarino (R-NY)
- Andrew Ogles (R-TN)
- Ann Wagner (R-MO)
- Anna Luna (R-FL)
- Ashley Hinson (R-IA)
- August Pfluger (R-TX)
- Austin Scott (R-GA)
- Ayanna Pressley (D-MA)
- Barry Loudermilk (R-GA)
- Barry Moore (R-AL)
- Becca Balint (D-VT)
- Ben Cline (R-VA)
- Beth Van Duyne (R-TX)
- Betty McCollum (D-MN)
- Bill Foster (D-IL)
- Bill Huizenga (R-MI)
- Blake Moore (R-UT)
- Bonnie Watson Coleman (D-NJ)
- Brad Finstad (R-MN)
- Brad Knott (R-NC)
- Brad Sherman (D-CA)
- Bradley Schneider (D-IL)
- Brandon Gill (R-TX)
- Brendan Boyle (D-PA)
- Brett Guthrie (R-KY)
- Brian Babin (R-TX)
- Brian Fitzpatrick (R-PA)
- Brian Jack (R-GA)
- Brian Mast (R-FL)
- Bruce Westerman (R-AR)
- Bryan Steil (R-WI)
- Carlos Gimenez (R-FL)
- Carol Miller (R-WV)
- Celeste Maloy (R-UT)
- Charles Fleischmann (R-TN)
- Chellie Pingree (D-ME)
- Chris Pappas (D-NH)
- Chrissy Houlahan (D-PA)
- Christian Menefee (D-TX)
- Christopher Deluzio (D-PA)
- Christopher Smith (R-NJ)
- Chuck Edwards (R-NC)
- Claudia Tenney (R-NY)
- Clay Fuller (R-GA)
- Cleo Fields (D-LA)
- Cliff Bentz (R-OR)
- Craig Goldman (R-TX)
- Dan Crenshaw (R-TX)
- Dan Newhouse (R-WA)
- Daniel Webster (R-FL)
- Danny Davis (D-IL)
- Darin LaHood (R-IL)
- Darrell Issa (R-CA)
- Darren Soto (D-FL)
- Dave Min (D-CA)
- David Joyce (R-OH)
- David Kustoff (R-TN)
- David Rouzer (R-NC)
- David Schweikert (R-AZ)
- David Taylor (R-OH)
- David Valadao (R-CA)
- Debbie Dingell (D-MI)
- Debbie Wasserman Schultz (D-FL)
- Deborah Ross (D-NC)
- Derek Schmidt (R-KS)
- Derek Tran (D-CA)
- Derrick Van Orden (R-WI)
- Dina Titus (D-NV)
- Don Bacon (R-NE)
- Donald Beyer (D-VA)
- Donald Davis (D-NC)
- Donald Norcross (D-NJ)
- Doris Matsui (D-CA)
- Dusty Johnson (R-SD)
- Dwight Evans (D-PA)
- Earl Carter (R-GA)
- Ed Case (D-HI)
- Elise Stefanik (R-NY)
- Emanuel Cleaver (D-MO)
- Emily Randall (D-WA)
- Eric Crawford (R-AR)
- Eric Sorensen (D-IL)
- Erin Houchin (R-IN)
- Eugene Vindman (D-VA)
- Frank Mrvan (D-IN)
- Frank Pallone (D-NJ)
- Gabe Amo (D-RI)
- Gabe Evans (R-CO)
- Gabe Vasquez (D-NM)
- Gary Palmer (R-AL)
- George Latimer (D-NY)
- George Whitesides (D-CA)
- Gilbert Cisneros (D-CA)
- Glenn Grothman (R-WI)
- Glenn Ivey (D-MD)
- Glenn Thompson (R-PA)
- Grace Meng (D-NY)
- Greg Casar (D-TX)
- Greg Landsman (D-OH)
- Greg Stanton (D-AZ)
- Gregory Meeks (D-NY)
- Gregory Murphy (R-NC)
- Gus Bilirakis (R-FL)
- Guy Reschenthaler (R-PA)
- Gwen Moore (D-WI)
- H. Griffith (R-VA)
- Hakeem Jeffries (D-NY)
- Haley Stevens (D-MI)
- Harold Rogers (R-KY)
- Harriet Hageman (R-WY)
- Henry Cuellar (D-TX)
- Henry Johnson (D-GA)
- Herbert Conaway (D-NJ)
- Ilhan Omar (D-MN)
- J. Correa (D-CA)
- J. Hill (R-AR)
- Jack Bergman (R-MI)
- Jake Auchincloss (D-MA)
- Jake Ellzey (R-TX)
- James Baird (R-IN)
- James Clyburn (D-SC)
- James Comer (R-KY)
- James Gallagher (R-CA)
- James Himes (D-CT)
- James McGovern (D-MA)
- James Walkinshaw (D-VA)
- Jamie Raskin (D-MD)
- Janelle Bynum (D-OR)
- Janice Schakowsky (D-IL)
- Jared Golden (D-ME)
- Jared Huffman (D-CA)
- Jared Moskowitz (D-FL)
- Jasmine Crockett (D-TX)
- Jason Crow (D-CO)
- Jason Smith (R-MO)
- Jay Obernolte (R-CA)
- Jeff Crank (R-CO)
- Jeff Hurd (R-CO)
- Jefferson Shreve (R-IN)
- Jefferson Van Drew (R-NJ)
- Jennifer Kiggans (R-VA)
- Jennifer McClellan (D-VA)
- Jerrold Nadler (D-NY)
- Jesús García (D-IL)
- Jill Tokuda (D-HI)
- Jim Costa (D-CA)
- Jim Jordan (R-OH)
- Jimmy Gomez (D-CA)
- Jimmy Panetta (D-CA)
- Jimmy Patronis (R-FL)
- Jodey Arrington (R-TX)
- Joe Courtney (D-CT)
- Joe Neguse (D-CO)
- Joe Wilson (R-SC)
- John Carter (R-TX)
- John Garamendi (D-CA)
- John Joyce (R-PA)
- John Larson (D-CT)
- John Mannion (D-NY)
- John McGuire (R-VA)
- John Moolenaar (R-MI)
- John Rutherford (R-FL)
- Johnny Olszewski (D-MD)
- Joseph Morelle (D-NY)
- Josh Gottheimer (D-NJ)
- Josh Harder (D-CA)
- Josh Riley (D-NY)
- Joyce Beatty (D-OH)
- Juan Ciscomani (R-AZ)
- Juan Vargas (D-CA)
- Judy Chu (D-CA)
- Julia Brownley (D-CA)
- Julia Letlow (R-LA)
- Julie Fedorchak (R-ND)
- Julie Johnson (D-TX)
- Kat Cammack (R-FL)
- Katherine Clark (D-MA)
- Kathy Castor (D-FL)
- Kelly Morrison (D-MN)
- Ken Calvert (R-CA)
- Kevin Hern (R-OK)
- Kevin Kiley (I-CA)
- Kevin Mullin (D-CA)
- Kim Schrier (D-WA)
- Kristen McDonald Rivet (D-MI)
- LaMonica McIver (D-NJ)
- Lance Gooden (R-TX)
- Lateefah Simon (D-CA)
- Laura Friedman (D-CA)
- Laura Gillen (D-NY)
- Laurel Lee (R-FL)
- Lauren Boebert (R-CO)
- Lauren Underwood (D-IL)
- Linda Sánchez (D-CA)
- Lisa McClain (R-MI)
- Lizzie Fletcher (D-TX)
- Lloyd Doggett (D-TX)
- Lloyd Smucker (R-PA)
- Lois Frankel (D-FL)
- Lori Trahan (D-MA)
- Lucy McBath (D-GA)
- Luz Rivas (D-CA)
- Madeleine Dean (D-PA)
- Maggie Goodlander (D-NH)
- Marc Veasey (D-TX)
- Marcy Kaptur (D-OH)
- Maria Salazar (R-FL)
- Mariannette Miller-Meeks (R-IA)
- Marie Perez (D-WA)
- Marilyn Strickland (D-WA)
- Mario Diaz-Balart (R-FL)
- Mark Alford (R-MO)
- Mark Amodei (R-NV)
- Mark DeSaulnier (D-CA)
- Mark Harris (R-NC)
- Mark Messmer (R-IN)
- Mark Pocan (D-WI)
- Mark Takano (D-CA)
- Marlin Stutzman (R-IN)
- Mary Miller (R-IL)
- Mary Scanlon (D-PA)
- Matt Van Epps (R-TN)
- Maxine Dexter (D-OR)
- Maxine Waters (D-CA)
- Maxwell Frost (D-FL)
- Melanie Stansbury (D-NM)
- Michael Baumgartner (R-WA)
- Michael Guest (R-MS)
- Michael Lawler (R-NY)
- Michael Rulli (R-OH)
- Michael Simpson (R-ID)
- Michael Turner (R-OH)
- Michelle Fischbach (R-MN)
- Mike Bost (R-IL)
- Mike Carey (R-OH)
- Mike Ezell (R-MS)
- Mike Flood (R-NE)
- Mike Haridopolos (R-FL)
- Mike Johnson (R-LA)
- Mike Kelly (R-PA)
- Mike Kennedy (R-UT)
- Mike Levin (D-CA)
- Mike Quigley (D-IL)
- Mike Rogers (R-AL)
- Mike Thompson (D-CA)
- Monica De La Cruz (R-TX)
- Morgan Luttrell (R-TX)
- Morgan McGarvey (D-KY)
- Nancy Pelosi (D-CA)
- Nathaniel Moran (R-TX)
- Nellie Pou (D-NJ)
- Nicholas Begich (R-AK)
- Nicholas Langworthy (R-NY)
- Nick LaLota (R-NY)
- Nicole Malliotakis (R-NY)
- Nikema Williams (D-GA)
- Nikki Budzinski (D-IL)
- Norma Torres (D-CA)
- Nydia Velázquez (D-NY)
- Pat Fallon (R-TX)
- Pat Harrigan (R-NC)
- Patrick Ryan (D-NY)
- Paul Tonko (D-NY)
- Pete Aguilar (D-CA)
- Pete Sessions (R-TX)
- Pete Stauber (R-MN)
- Pramila Jayapal (D-WA)
- Raja Krishnamoorthi (D-IL)
- Randy Feenstra (R-IA)
- Randy Fine (R-FL)
- Randy Weber (R-TX)
- Rashida Tlaib (D-MI)
- Raul Ruiz (D-CA)
- Richard Hudson (R-NC)
- Richard McCormick (R-GA)
- Richard Neal (D-MA)
- Rick Allen (R-GA)
- Rick Larsen (D-WA)
- Riley Moore (R-WV)
- Ritchie Torres (D-NY)
- Ro Khanna (D-CA)
- Robert Aderholt (R-AL)
- Robert Bresnahan (R-PA)
- Robert Latta (R-OH)
- Robert Menendez (D-NJ)
- Robert Onder (R-MO)
- Robert Scott (D-VA)
- Robert Wittman (R-VA)
- Robin Kelly (D-IL)
- Roger Williams (R-TX)
- Ron Estes (R-KS)
- Ronny Jackson (R-TX)
- Rosa DeLauro (D-CT)
- Rudy Yakym (R-IN)
- Russ Fulcher (R-ID)
- Russell Fry (R-SC)
- Ryan Mackenzie (R-PA)
- Ryan Zinke (R-MT)
- Salud Carbajal (D-CA)
- Sam Graves (R-MO)
- Sam Liccardo (D-CA)
- Sanford Bishop (D-GA)
- Sara Jacobs (D-CA)
- Sarah Elfreth (D-MD)
- Sarah McBride (D-DE)
- Scott DesJarlais (R-TN)
- Scott Fitzgerald (R-WI)
- Scott Franklin (R-FL)
- Scott Perry (R-PA)
- Scott Peters (D-CA)
- Sean Casten (D-IL)
- Seth Magaziner (D-RI)
- Sharice Davids (D-KS)
- Shontel Brown (D-OH)
- Shri Thanedar (D-MI)
- Steny Hoyer (D-MD)
- Stephanie Bice (R-OK)
- Stephen Lynch (D-MA)
- Steve Scalise (R-LA)
- Steve Womack (R-AR)
- Suhas Subramanyam (D-VA)
- Summer Lee (D-PA)
- Susie Lee (D-NV)
- Suzan DelBene (D-WA)
- Suzanne Bonamici (D-OR)
- Sydney Kamlager-Dove (D-CA)
- Sylvia Garcia (D-TX)
- Ted Lieu (D-CA)
- Teresa Leger Fernandez (D-NM)
- Terri Sewell (D-AL)
- Thomas Suozzi (D-NY)
- Tim Burchett (R-TN)
- Tim Moore (R-NC)
- Timothy Kennedy (D-NY)
- Tom Barrett (R-MI)
- Tom Cole (R-OK)
- Tony Wied (R-WI)
- Tracey Mann (R-KS)
- Trent Kelly (R-MS)
- Troy Balderson (R-OH)
- Troy Carter (D-LA)
- Troy Downing (R-MT)
- Val Hoyle (D-OR)
- Valerie Foushee (D-NC)
- Veronica Escobar (D-TX)
- Vicente Gonzalez (D-TX)
- Vince Fong (R-CA)
- Virginia Foxx (R-NC)
- W. Steube (R-FL)
- Warren Davidson (R-OH)
- Wesley Bell (D-MO)
- Wesley Hunt (R-TX)
- William Keating (D-MA)
- William Timmons (R-SC)
- Yassamin Ansari (D-AZ)
- Young Kim (R-CA)
- Yvette Clarke (D-NY)
- Zachary Nunn (R-IA)
- Zoe Lofgren (D-CA)
Voted Nay (15)
- Andrew Clyde (R-GA)
- Andy Biggs (R-AZ)
- Andy Harris (R-MD)
- Chip Roy (R-TX)
- Diana Harshbarger (R-TN)
- Elijah Crane (R-AZ)
- Eric Burlison (R-MO)
- Josh Brecheen (R-OK)
- Keith Self (R-TX)
- Michael Cloud (R-TX)
- Paul Gosar (R-AZ)
- Ralph Norman (R-SC)
- Sheri Biggs (R-SC)
- Thomas Massie (R-KY)
- Tom McClintock (R-CA)
Did not vote (43)
- Adam Gray (D-CA)
- Andy Barr (R-KY)
- Angie Craig (D-MN)
- April McClain Delaney (D-MD)
- Bennie Thompson (D-MS)
- Brittany Pettersen (D-CO)
- Burgess Owens (R-UT)
- Byron Donalds (R-FL)
- Clay Higgins (R-LA)
- Cory Mills (R-FL)
- Dale Strong (R-AL)
- Daniel Goldman (D-NY)
- Daniel Meuser (R-PA)
- Delia Ramirez (D-IL)
- Diana DeGette (D-CO)
- Emilia Sykes (D-OH)
- Frank Lucas (R-OK)
- Frederica Wilson (D-FL)
- Hillary Scholten (D-MI)
- Jahana Hayes (D-CT)
- Joaquin Castro (D-TX)
- John James (R-MI)
- John Rose (R-TN)
- Jonathan Jackson (D-IL)
- Kweisi Mfume (D-MD)
- Max Miller (R-OH)
- Michael McCaul (R-TX)
- Mike Collins (R-GA)
- Nancy Mace (R-SC)
- Nanette Barragán (D-CA)
- Neal Dunn (R-FL)
- Robert Garcia (D-CA)
- Seth Moulton (D-MA)
- Shomari Figures (D-AL)
- Steve Cohen (D-TN)
- Steven Horsford (D-NV)
- Thomas Kean (R-NJ)
- Thomas Tiffany (R-WI)
- Tim Walberg (R-MI)
- Tom Emmer (R-MN)
- Troy Nehls (R-TX)
- Vern Buchanan (R-FL)
- Victoria Spartz (R-IN)
AI-generated summary. Written by a language model from the bill's official title and description — not by a person, and not a substitute for the bill text. Vote counts, sponsors and dates above come from the official record, not from this summary. How we build this.
The TRIA Program Reauthorization Act of 2026 extends and modifies the Terrorism Risk Insurance Act (TRIA), a federal program that provides a financial backstop for insurance companies when they face large losses from terrorist attacks. The bill reauthorizes the program, which was set to expire, and likely adjusts key provisions such as the amount of losses insurers must cover themselves before federal assistance kicks in, the size of the federal fund available for claims, and the length of the program's authorization. The legislation directly affects insurance companies, property owners, and businesses that purchase terrorism insurance, as well as the federal government's fiscal exposure to catastrophic terrorist events.
The TRIA program was originally created after the September 11, 2001 attacks, when private insurers largely withdrew from covering terrorism risks, threatening the stability of the insurance market and real estate investments. Since its creation, the program has been reauthorized several times as it has periodically expired, making it a recurring legislative priority for both the insurance industry and policymakers concerned with economic resilience. The 2026 reauthorization reflects ongoing debate about how to balance the government's role in backstopping catastrophic losses against encouraging insurers to maintain adequate reserves, and the bill's specific terms will influence how readily businesses can obtain terrorism coverage and at what cost.
Key provisions
- The bill reauthorizes the Terrorism Risk Insurance Program through 2034, extending federal coverage for insurer losses from terrorism.
- Beginning in 2029, the bill increases the amount of property and casualty insurance losses required for program certification.
- The bill provides statutory authority for Treasury to notify the public about its terrorism act determination process.
- The program covers a portion of private insurer losses for property and casualty insurance related to terrorism risk.
- The bill modifies the federal backstop mechanism for insurance companies facing catastrophic losses from terrorist attacks.
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